Free tax calculators for freelancers
Seventeen free tools covering federal, state, and self-employment tax math for US 1099 contractors and self-employed Americans. No signup, no email collection — every calculator runs entirely in your browser.
Estimate
Project your full tax bill or break it down by jurisdiction.
Quarterly tax calculator
Federal + state + 15.3% SE tax in 30 seconds, split into 4 quarterly payments.
Federal tax brackets (2026)
Find your marginal + effective rate against TY 2026 brackets.
State tax compare
Take-home in any 2 states, side by side.
Gig worker tax
DoorDash, Uber, Lyft, Instacart presets with auto-mileage.
Compare
Run two scenarios side by side or pin the right hourly rate.
1099 vs W-2 take-home
Same gross income, side-by-side after-tax pay with QBI + SE tax.
Freelance hourly rate
What should you charge to hit your target take-home?
W-2 → 1099 rate
Equivalent 1099 hourly rate for your current W-2 salary.
Hourly ↔ salary
Convert hourly to annual or vice versa, all taxes included.
Going full-time freelance
When can you quit your day job? Runway + tax delta math.
Deductions
Maximize the write-offs you're entitled to as a self-employed taxpayer.
QBI deduction (§199A)
20% pass-through deduction with SSTB phase-outs + W-2 wages cap.
Home office deduction
Simplified ($5/sqft) vs actual method — picks the bigger.
§179 vehicle deduction
Year-1 deduction for business vehicles + heavy SUV exception.
Standard mileage vs actual
Which vehicle expense method saves more for your usage?
Augusta Rule (§280A)
Rent your home to your business up to 14 days/year tax-free.
Filing & retirement
Stay penalty-free, time your contributions, set the right S-corp salary.
Estimated tax penalty
§6654 underpayment penalty for missed quarterly payments.
1099-K threshold checker
Will PayPal/Venmo/Stripe send you a 1099-K? OBBBA-restored thresholds.
Solo 401(k) contribution
Max by income, age, entity type — 2026 limits + SEP-IRA compare.
Payroll tax calculator
Employer + employee FICA, federal withholding, FUTA — for S-corp owners.